$5 Big-Batch Three-Bean Slow Cooker Chili
Vegan Gluten-Free Dairy-Free

$5 Big-Batch Three-Bean Slow Cooker Chili

tyler-robinson
8 hours 15 min
10 servings

Look, I get it. It’s Sunday night, your bank account is looking a little lean, and the thought of eating another packet of plain instant ramen makes you want to lie face-down on the floor. I lived that life for six years through college and grad school. This budget slow cooker chili was my survival strategy, and it’s one of the best student friendly meals you can master.

We’re not making “artisanal, small-batch” anything here. We are making a massive, 10-serving pot of fuel that tastes better on day four than it does on day one. By using dried beans, we’re performing a bit of “Bean Math”: a $1.50 bag of dried beans gives you the same amount of food as four or five dollars worth of canned stuff. This is why it ranks high among the best Crockpot meals for those on a tight budget.

A large pot of budget slow cooker chili with kidney, black, and pinto beans

The Financial Win: Why a Dried Bean Chili Slow Cooker Recipe?

If you’ve only ever used canned beans, the bag of dried ones might look intimidating. Don’t let it be. A dried bean chili slow cooker method is the king of the budget kitchen for two reasons:

  1. The Cost: You’re paying for the protein, not the canning process and the water it sits in.
  2. The Texture: Canned beans can turn into mush in a slow cooker. Dried beans hold their shape and have a “meaty” bite that makes you forget there isn’t any ground beef in here.

Preparing dried beans for a budget-friendly slow cooker meal

The “Cheap Spice” Hack for Cheap Meal Prep Recipes

When you buy the generic, big-bag spices from the international aisle (which you should—never buy the tiny glass jars in the baking aisle!), they can sometimes be a little flat.

Here’s the trick: The Bloom. By heating your spices in a tiny bit of oil in the microwave for 30 seconds before they go into the pot, you wake up those fat-soluble flavors. This is essential for cheap meal prep recipes to ensure you actually enjoy your leftovers all week.

Blooming spices in oil to enhance the flavor of a budget chili

Real Talk: The Kidney Bean Safety Rule

I’m going to be straight with you: you have to boil the kidney beans for 10 minutes. Slow cookers sometimes don’t get hot enough to neutralize a specific protein in kidney beans that can give you a really bad stomach situation. While this is a hearty option for vegetarian budget recipes, if you eventually have a few extra bucks for meat, you might like this proper slow cooker beef and guinness stew. For now, just boil the beans. Consider it an investment in not spending your Monday in the bathroom.

Boiling kidney beans separately for safety in a slow cooker recipe

How to Stretch These Meals Under $1 Per Serving to Friday

This recipe makes a lot, qualifying it as one of the ultimate meals under $1 per serving. If you want to make it last even longer:

  • The Rice Base: Serve a ladle of chili over a big scoop of white rice. You’ll turn 10 servings into 14.
  • The Payday Upgrade: If you find a buck or two in your pocket, stir in some frozen corn or a dollop of the cheapest sour cream you can find.
  • The Dorm Nachos: Pour the last bit of the pot over a pile of generic tortilla chips and melt some cheese on top. If you enjoy batch cooking like this, another great high-volume option is crockpot memphis-style pulled pork.

You aren’t just cooking; you’re engineering your way through the week. Your bank account will thank you, and for once, you’ll actually be full.

$5 Big-Batch Three-Bean Slow Cooker Chili

Prep 15 min
Cook 8 hours
Total 8 hours 15 min
Servings 10

Ingredients

Instructions

1

The Night Before: Put all the dried beans in a big bowl or pot, cover with at least 3 inches of water, and let them sit overnight. This is non-negotiable for your digestion and your cook time.

2

The Morning Of: Drain and rinse the soaked beans. Put the kidney beans in a pot of fresh water, bring to a rolling boil, and boil for exactly 10 minutes. This kills a toxin that slow cookers aren't always hot enough to handle. Drain them again.

3

The Spice Bloom: In a small microwave-safe bowl, mix the oil, chili powder, cumin, and garlic powder. Nuke it for 30-45 seconds until it smells amazing. This makes cheap spices taste expensive.

4

The Load: Toss the beans, diced onion, crumbled bouillon cubes, and the spiced oil into the slow cooker. Add 6 cups of water. Do NOT add the tomatoes or salt yet.

5

The Wait: Cover and cook on Low for 7-8 hours (or High for 4-5) until the beans are completely tender.

6

The Finish: Stir in the canned tomatoes. Cook for another 30 minutes. Now, taste it and add salt and pepper until it hits right.